Cheddar Ham Chowder

My mom has made this recipe for as long as I can remember, and it is soo good. Perfect for a chilly fall day (and even better served in a bread bowl ;))

Cheddar Ham Chowder

2 c. water
2 c. cubed, peeled potatoes
1/2 c. sliced carrots
1/2 c. sliced celery
1/4 c. chopped onion
1/2-1 tsp. salt
1/4 tsp. pepper
1/4 c. butter (or margarine)
1/4 c. flour
2 c. milk
2 c. cheddar cheese, shredded
1 can (or 1 cup frozen) corn
1 1/2 c. cubed ham

Boil water, first 4 veggies, and seasoning for 10 minutes. Meanwhile melt butter in saucepan, whisk in flour until smooth, slowly whisk in milk, cook and stir until thick and bubbly. Remove from heat, stir in cheese until melted. Add to vegetables, add corn and ham, heat through, stirring occasionally.

This recipe also freezes well.